Finding the balance between spending money now and saving for later is a difficult process. Although this week’s round up won’t help with finding that balance (you’re on your own for that!) it will supply you with the inspiration for tracking it. I’ve rounded up five styles of spreads, so scroll on and find the one that fits your personality.
But first! Here is my savings spread, heavily inspired by one of the spreads I’m about to share.
As you can see, I have a lot of saving to do. I’m not sure what the timeline is for these items, that’s something I still have to work out. I’ve been driving around without a front bumper on my car for over a year (my poor Ion)… so that’s definitely at the top. But there are several fun things on this list that I’m looking forward to, especially the hot tub!!!
Now for the round up…
1. The Weekly Saver
Whether you want to save each week using a fun tracker or by following a weekly savings plan, adding a spread like these two to your bujo is a no brainer!
The piggy bank idea is so cute and creative – thanks for the inspiration Laurence!
However, if you’re looking to earn a specific amount of money and track your progress, the second spread from startamomblog.com might be for you!
2. The Envelope Saver
Ever heard of Dave Ramsey? Well, I know he’s not the only one to use envelopes for saving, but this spread definitely made me think of him!
@written.intentions shared this spread as the visual counterpart to her saving envelopes. I think visualizing your savings is a great way to stay motivated! (Check out her post here to see how the spread worked out for her.)
3. The Artsy Saver
Who knew saving money could be beautiful?
Kacheri’s flower-themed savings spread is truly original! (If you’re curious how it works, each leaf represent $20.) A neat addition might be that each flower represents a specific item or fund.
4. The Trip Saver
Who doesn’t love going on a trip?!
However, paying for a trip is another thing entirely. Shelby of Little Coffee Fox somehow manages to make all that saving seem glamorous with this awesome spread for her trip to Vegas!
One key aspect of this spread is the right page, which may not be as glamorous as the left but is still absolutely necessary. As you day-dream about your trip, why not write down the things you’d like to see and do? (In our family it would be places to eat!)
5. The Fund Saver
I’ve always been a “saver” but not the kind that just puts money back ‘because’.
No, I’ve always enjoyed setting money aside for things I wanted but couldn’t afford right then. It felt like such an accomplishment to then go and buy whatever it was, and without any feelings of guilt.
That’s why I adore this Savings Goals spread by Boho Berry. She has funds for several different things in her life, ranging from serious preparation (a 6-month emergency fund is a massive goal!) to simple, fun items like her puppy fund.
Notice not every box represents the same increment (some are 1000 and some are 100). This small detail is important to make the spread fit on one page. She easily shows this, though, at the bottom of each column. Genius!
How do you feel about saving – have you always done it or just looking to get started? I hope one of these spreads gave you an idea for a spread of your own!